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80/20 Combination Loan


You don't have cash down payment? Or would you like to conserve cash for the future?

Our 80/20 Combination loan offers you the perfect solution.

  • No down payment required
  • No PMI (Private Mortgage Insurance) needed
  • Available with Interest Only and Stated Income documentation
  • Quick approval, faster closing
  • Qualify up to $650,000 sales price
  • Choose from many flexible terms: Adjustable and Fixed rates available

Apply Now!      No Risk.... No Obligation!

Here is how it works!

Example: $650,000 Home Purchase/Refinance

1st Loan (80% Loan-to-Value) 2nd Loan (20% Loan-to-Value)  
$520,000 $130,000
=    $650,000
100% Financing

To calculate your monthly payment Click here

All loans are subject to credit approval
Primary Residence Only!
Minimum FICO score 620 is required for all borrowers (640+ For Interest Only Programs)
Minimum Credit History Requirement: 3 Tradelines, 24 mos history, 12 mos Installment/Revolving Maximum Allowed - three 30 day Lates, Bankruptcy, Foreclosure, and Credit Counseling must be 36 mos. since discharge/settlement