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Shearsons Mortgage offers various types of documentation options.
So, if you have any hard to document incomes, cash reserves or assets, you could choose the right documentation option for you.
  Income & Employment Assets
No Doc
  • No income disclosed.
  • No employment verified.
  • No assets disclosed.
  • No assets verified.
  • No Ratio
  • No need to verify income.
  • 2 yr. employment verified.
  • No IRS 4506
  • Assets disclosed.
  • Assets verified for 2Mos
         seasoning.
  • Stated Income/Stated Assets
  • No need to verify income.
         (But must be reasonable)
  • 2 yr. employment verified.
  • No IRS 4506
  • Assets are stated.
  • No need to verify.
  • Stated Income/Verified Assets
  • No need to verify income.
         (But must be reasonable)
  • 2 yr. employment verified.
  • No IRS 4506
  • Assets disclosed.
  • Assets verified for 2Mos
         seasoning.


  • Don't wait... Apply Now!


    Loan Program:  Property Use: 
    Loan Purpose:  Property Type: 
    Loan Amount: $  State: 
    Property Value: $ 
    • This quote is based on Stated Income/Stated Asset with FICO score of 730 or over.