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The Prequal CalcuLetter is both a prequalification calculator and a tool to generate a prequalification letter. CalcuLetter results are based upon the borrower having excellent credit. Please enter data into the spaces provided, then click the grey button below this form. Prequal CalcuLetter   Monthly income: $  Enter your gross (pre-tax) income. (Include salary, and two year average of commissions, bonuses, child support, and dividends.)   Monthly debt: $  Enter the minimum monthly amount you're required to pay for credit cards, car loans, student loans, etc. (Don't include your current mortgage or debts you'll pay off prior to purchasing your home.)   Cash available: $  Enter the amount of cash available for down payment and closing costs. (Include cash from checking and savings, proceeds from the sale of your home, stocks and securities you intend to sell.)   Term in Years:   30   20   15   Interest Rate:   % Enter the mortgage interest rate you expect to pay. Equal Housing Lender. Casa Blanca Mortgage, Inc., DBA Shearsons Mortgage. Some products may not be available in all states. ©2005 Shearsons Mortgage. All rights reserved. About Us| Contact Us| Terms of Use| Privacy Policy| Careers| Licensing|