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The first step in buying a house is determining your budget. This calculator steps you through in detail the process of finding out how much you can borrow. Mortgage Qualification MONTHLY GROSS INCOME: Base Salary :   $  Overtime :   $  Bonuses :   $  Commissions :   $  Dividends/Interest :   $  Other Income :   $  MONTHLY PAYMENTS: Do not include any loans that will be paid off within 10 months. Auto Loans :   $  Student Loans :   $  Credit Card Payments :   $  Other Loans :   $  Child Support/Alimony :   $  PROSPECTIVE LOAN INFORMATION: Mortgage Rate :    % Mortgage Term :    Years Property Tax Rate :   %   OR  Annual Property Tax :  $  Property Insurance Rate :   %   OR  Annual Property          Insurance Premium: :  $  Condo Association Fee :   $  Miscellaneous Expenses :   $  RENTAL PROPERTY INFORMATION: Enter total income and expenses for all rental property owned. Rental Income per Month :   $  Total Mortgage Payments :   $  Property Tax per Month :   $  Insurance per Month :   $  Miscellaneous Expenses :   $  Equal Housing Lender. Casa Blanca Mortgage, Inc., DBA Shearsons Mortgage. Some products may not be available in all states. ©2005 Shearsons Mortgage. All rights reserved. About Us| Contact Us| Terms of Use| Privacy Policy| Careers| Licensing|